Financial Aid

Contact Information


Oceanside Campus
Building 3000
Parking Lot 3C
Campus Map

San Elijo Campus
Administration Building
Campus Map
P 760.795.6711
P 888.201.8480 x6711
F 760.795.6712

Mailing Address

MiraCosta College (Oceanside Campus)
Financial Aid, MS#3A
One Barnard Drive
Oceanside, CA 92056

Office Hours

Mon. - Thurs. 8 a.m. - 7 p.m., Fri. 8 a.m. - 4:30 p.m. (Oceanside Campus) **The last Friday of each month the office hours are 8 a.m - 3 p.m.)**

Wednesday 12:30 p.m. - 4:30 p.m. (San Elijo Campus, Spring 2015: 01-07-15 through 05-20-15)

Please send email if unable to contact us during office hours.

MiraCosta College Title IV School Code  001239

Mission Statement

To support access to education by providing needed assistance to economically challenged students.

Goal Statement

Provide timely, efficient customer oriented services in a nurturing environment while supporting the diversity, student success, and retention goals of the college and meeting the fiduciary responsibility to federal, state, and institutional stakeholders.

Important Dates, Deadlines & Disbursements

Direct Subsidized Loan Limit 

Beginning July 1, 2013 a new time limit on borrowing Direct Subsidized loans for NEW borrowers went into effect. If you have NEVER borrowed a Direct Subsidized loan and you borrowed for the first time during the 2013-14 school year, please click on the link below for IMPORTANT information regarding your new loan(s):

Time Limitation on Direct Subsidized Loan Eligibility for First Time Borrowers on or after July 1, 2013

How To Check The Status Of Your Financial Aid File

To check the status of your financial aid application, log onto your SURF account, go to Self Service, Student Center, and view your "To Do List" on the right hand side of the page for document requests. To print the forms listed on your "To Do List" click on the "more" button and you will be directed to a new page, which will include the forms link. You may also access the forms from our website at Please return the completed forms to the Financial Aid Office in Building 3000 for processing.

"To Do List" items are required documents! Determination of Financial Aid eligibility and Financial Aid disbursements can only be completed after all requested forms have been submitted. After submitting the forms, please check your "To Do List" often. Information you provide initially may lead to additional required documents.

Award Notification And Disbursement Information

Log onto SURF, go to Self Service, Student Center, click on View Financial Aid, and select the aid year to review financial aid cost of attendance and award information. MiraCosta College disburses financial aid funds approximately every two weeks once the add/drop deadline of the corresponding term has passed. Please refer to the MiraCosta College Financial Aid Office website ( for additional information regarding disbursement dates.

Please remember that initial awards are subject to change! The awards are based on 12 units of enrollment and will be reduced for enrollment in less than 12 units. Awards may also be reduced based on information provided on "To Do List" required documents. Financial Aid funds WILL NOT be disbursed until all "To Do List" requirements are completed.

MiraCosta College partners with a third party servicer, HigherOne, to disburse financial aid funds. By doing so, we are able to disburse funds to students faster and more frequently. You may choose direct deposit to your current bank account, direct deposit to a Higher One account (HIGHER ONE ATM LOCATIONS), or a paper check by U.S. mail as your preferred method of financial aid delivery. A HigherOne debit MasterCard will be mailed to financial aid students in a bright green envelope; this packet will have instructions for account authentication and choosing the preferred disbursement method.

Important Note Regarding Copies: If the financial aid office is requesting copies of your documentation, please be sure to have them available prior to checking in at the front counter. The financial aid office will not be able to provide copies for you. Copy machines for student use are available in the lobby of the 3000 building for 10 cents per page ( cash only), the Library for 10 cents per page (copy card or cash) and in the Bookstore for 10 cents per page (cash only), when the Library is closed.